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	<title>Ezine On Air &#187; Mortgages</title>
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	<link>http://www.ezineonair.com</link>
	<description>#1 Article Source</description>
	<pubDate>Thu, 21 Aug 2008 22:46:51 +0000</pubDate>
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		<item>
		<title>Rental Property Tax Deduction Ideas</title>
		<link>http://www.ezineonair.com/mortgages/rental-property-tax-deduction-ideas/</link>
		<comments>http://www.ezineonair.com/mortgages/rental-property-tax-deduction-ideas/#comments</comments>
		<pubDate>Sat, 09 Aug 2008 23:28:20 +0000</pubDate>
		<dc:creator>Ken Morris</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/rental-property-tax-deduction-ideas/</guid>
		<description><![CDATA[If you own a property which you rent out then you need to make sure you know everything about the benefits that are available to you. There are a number of tax deductions which you may be suitable for. There are many benefits including payment to cancel the lease, expenses which are paid by the customer and of course rent.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/rental-property-tax-deduction-ideas/feed/</wfw:commentRss>
		</item>
		<item>
		<title>UK Mortgage Insurance</title>
		<link>http://www.ezineonair.com/mortgages/uk-mortgage-insurance/</link>
		<comments>http://www.ezineonair.com/mortgages/uk-mortgage-insurance/#comments</comments>
		<pubDate>Sat, 09 Aug 2008 11:57:17 +0000</pubDate>
		<dc:creator>mimmo greco</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/uk-mortgage-insurance/</guid>
		<description><![CDATA[How do we submit a commercial mortgage loan request to McCary Stevens? Contact (click here) one of us by phone or email and discuss the deal preliminarily with us. If it sounds like a deal we can finance, we'll take you through the process.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/uk-mortgage-insurance/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Understanding Deed of Trust and Mortgage</title>
		<link>http://www.ezineonair.com/mortgages/understanding-deed-of-trust-and-mortgage/</link>
		<comments>http://www.ezineonair.com/mortgages/understanding-deed-of-trust-and-mortgage/#comments</comments>
		<pubDate>Sat, 09 Aug 2008 03:42:56 +0000</pubDate>
		<dc:creator>Donthi Anand</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/understanding-deed-of-trust-and-mortgage/</guid>
		<description><![CDATA[Real estate law documentation differ from state to state and it is very important and is prerequisite to have complete knowledge before owning a home. Before purchasing a home or a property have an understanding with various terms and documents that are used in the matters of real estate law.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/understanding-deed-of-trust-and-mortgage/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Payment Protection Insurance</title>
		<link>http://www.ezineonair.com/mortgages/payment-protection-insurance/</link>
		<comments>http://www.ezineonair.com/mortgages/payment-protection-insurance/#comments</comments>
		<pubDate>Sat, 09 Aug 2008 03:26:59 +0000</pubDate>
		<dc:creator>Mosley Shepherd</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/payment-protection-insurance/</guid>
		<description><![CDATA[What is mortgage insurance? Mortgage insurance protects the lender against default by the buyer. This enables the lender to make a loan, which the lender considers a higher risk. Lenders often require mortgage insurance for loans where the down payment is less than 20% of the sales price. You may be billed monthly, annually, by an initial lump sum, or some combination of these practices for your mortgage insurance premium.Except for the addition of an FHA mortgage insurance premium, FHA closing costs are similar to those of a conventional loan. The FHA requires a single, upfront mortgage insurance premium equal to 2.25% of the mortgage to be paid at closing. This initial premium may be partially refunded if the loan is paid in full during the first seven years of the loan term.FHA MIP (Mortgage Insurance Premium) is a fee collected in connection with an FHA loan.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/payment-protection-insurance/feed/</wfw:commentRss>
		</item>
		<item>
		<title>How to Pick a Mortgage Lender</title>
		<link>http://www.ezineonair.com/mortgages/how-to-pick-a-mortgage-lender/</link>
		<comments>http://www.ezineonair.com/mortgages/how-to-pick-a-mortgage-lender/#comments</comments>
		<pubDate>Thu, 07 Aug 2008 21:31:26 +0000</pubDate>
		<dc:creator>Direct Mortgage</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/how-to-pick-a-mortgage-lender/</guid>
		<description><![CDATA[Do a search for "mortgage lender" in Google and you'll get more than four million results.  How then do you pick the right place to obtain your home loan mortgage?  Does it matter where you get your mortgage from?  What factors should you consider when comparing lenders, and how do know if the lender is legitimate?  This article affirms the importance of choosing wisely your lender, and suggests some key points to consider when choosing an online mortgage lender.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/how-to-pick-a-mortgage-lender/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Your Future without Debt!</title>
		<link>http://www.ezineonair.com/mortgages/your-future-without-debt/</link>
		<comments>http://www.ezineonair.com/mortgages/your-future-without-debt/#comments</comments>
		<pubDate>Thu, 07 Aug 2008 15:16:46 +0000</pubDate>
		<dc:creator>Eric Jilson</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/your-future-without-debt/</guid>
		<description><![CDATA[There is a lack of financial and investment education in our schools, among the many things not taught. If you are a high school graduate that doesn't know much about finance, except how to write a check and balance your check book, investing or saving for retirement is probably something you haven?t given much thought to. So here is some advice:]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/your-future-without-debt/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage Insurance In The UK</title>
		<link>http://www.ezineonair.com/mortgages/mortgage-insurance-in-the-uk/</link>
		<comments>http://www.ezineonair.com/mortgages/mortgage-insurance-in-the-uk/#comments</comments>
		<pubDate>Thu, 07 Aug 2008 12:04:31 +0000</pubDate>
		<dc:creator>Whitehead Meyers</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/mortgage-insurance-in-the-uk/</guid>
		<description><![CDATA[Can I apply if I didn&#8217;t buy my present house with FHA mortgage insurance? Yes. It doesn&#8217;t matter if you didn&#8217;t buy it with an FHA-insured mortgage. Your new HUD reverse mortgage will be a new FHA-insured mortgage loan.A Instead of purchasing creditor insurance from the bank it is better to purchase private insurance from a licensed insurance agent. Creditor insurance has many restrictions and limitations. From a mortgage broker point of view, we are very concerned when your insurance is tied to your mortgage lender.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/mortgage-insurance-in-the-uk/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage Payment Protection Insurance</title>
		<link>http://www.ezineonair.com/mortgages/mortgage-payment-protection-insurance/</link>
		<comments>http://www.ezineonair.com/mortgages/mortgage-payment-protection-insurance/#comments</comments>
		<pubDate>Thu, 07 Aug 2008 10:48:04 +0000</pubDate>
		<dc:creator>Keith Garrison</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/mortgage-payment-protection-insurance/</guid>
		<description><![CDATA[What are the exclusions for unemployment? The unemployment exclusions for this mortgage payment protection insurance policy are fully explained in Section 8 of the policy document.This mortgage payment protection insurance policy provides claims benefits, subject to you being eligible, for a maximum of 12 months, provided that your incapacity of unemployment has not ended, or the mortgage payment protection insurance policy has not reached its End Date. This information is fully explained in Sections 5.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/mortgage-payment-protection-insurance/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Understanding Creditor Negotiations</title>
		<link>http://www.ezineonair.com/mortgages/understanding-creditor-negotiations/</link>
		<comments>http://www.ezineonair.com/mortgages/understanding-creditor-negotiations/#comments</comments>
		<pubDate>Thu, 07 Aug 2008 09:09:17 +0000</pubDate>
		<dc:creator>DR Anand</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/understanding-creditor-negotiations/</guid>
		<description><![CDATA[In the financial world the term "credit" is originated and is often used whether someone pay back their loans or not. For the term "creditor", most of us think that we owe money to someone and when we think of it most of us shrink at the thought of owing someone money. Your dependability and credibility has lot to do with your ability to pay the bills or repay loans in time. If these are not paid in time then your creditworthiness will be at stake.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/understanding-creditor-negotiations/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Your Mortgage Could Land Just About Anywhere</title>
		<link>http://www.ezineonair.com/mortgages/your-mortgage-could-land-just-about-anywhere/</link>
		<comments>http://www.ezineonair.com/mortgages/your-mortgage-could-land-just-about-anywhere/#comments</comments>
		<pubDate>Thu, 07 Aug 2008 07:33:27 +0000</pubDate>
		<dc:creator>Darren Cason</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/your-mortgage-could-land-just-about-anywhere/</guid>
		<description><![CDATA[A mortgage is very much a source of future cash flow, and as such these streams of cash are bought and sold on the secondary mortgage market, which is quite large. There are four major players in this market, and we'll take a look at each one and the role they play.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/your-mortgage-could-land-just-about-anywhere/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage Protection In The UK</title>
		<link>http://www.ezineonair.com/mortgages/mortgage-protection-in-the-uk/</link>
		<comments>http://www.ezineonair.com/mortgages/mortgage-protection-in-the-uk/#comments</comments>
		<pubDate>Wed, 06 Aug 2008 06:39:57 +0000</pubDate>
		<dc:creator>Hoover Beasley</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/mortgage-protection-in-the-uk/</guid>
		<description><![CDATA[How much do I pay for each lead? We set a base price for our each different type of mortgage and insurance lead. A sales representative will calculate your final price depending on your location and which filters you want to sort your leads by.We specialize in the generation of many different avenues of leads from mortgage/loan to insurance to travel leads. No matter what category of lead we generate for we always guarantee to have the highest possible quality available as well as the most amount of customer information gathered to better help your agents gain the upper hand when selling the customers.Yes! Many of our clients are just starting in business. We will lead you through the necessary governmental forms.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/mortgage-protection-in-the-uk/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage Loans - Pay It Off Quickly, No Lifestyle Change</title>
		<link>http://www.ezineonair.com/mortgages/mortgage-loans-pay-it-off-quickly-no-lifestyle-change/</link>
		<comments>http://www.ezineonair.com/mortgages/mortgage-loans-pay-it-off-quickly-no-lifestyle-change/#comments</comments>
		<pubDate>Tue, 05 Aug 2008 21:27:59 +0000</pubDate>
		<dc:creator>Tina T Willer</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/mortgage-loans-pay-it-off-quickly-no-lifestyle-change/</guid>
		<description><![CDATA[Are your tired of paying hugh amounts of interest when paying off your mortgage and other debts? Does paying off your mortgage in a fraction of its scheduled time sound attractive to you? Can you think of other things you would enjoy doing with your money other than paying off a mortgage and other debts?  The do-it-yourself Accelerated Mortgage Payment plan will allow you to pay off your mortgage and/or other debts in 1/2 or more of their original scheduled time.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/mortgage-loans-pay-it-off-quickly-no-lifestyle-change/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Protection Insurance Policies</title>
		<link>http://www.ezineonair.com/mortgages/protection-insurance-policies/</link>
		<comments>http://www.ezineonair.com/mortgages/protection-insurance-policies/#comments</comments>
		<pubDate>Tue, 05 Aug 2008 19:12:21 +0000</pubDate>
		<dc:creator>Horn Savage</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/protection-insurance-policies/</guid>
		<description><![CDATA[How long does it take to get my title policy? How quickly you receive your owners policy depends on how quickly the Register of Deeds can record and post the recording information for your documents. All documents sent for recording must be properly recorded and returned to the title company before we can issue the title insurance policies. Sometimes delays can occur if the sellers mortgage company is slow to record a discharge. The typical wait is 4 months.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/protection-insurance-policies/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage Protection Insurance Providers</title>
		<link>http://www.ezineonair.com/mortgages/mortgage-protection-insurance-providers/</link>
		<comments>http://www.ezineonair.com/mortgages/mortgage-protection-insurance-providers/#comments</comments>
		<pubDate>Tue, 05 Aug 2008 17:35:51 +0000</pubDate>
		<dc:creator>Olsen Schroeder</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/mortgage-protection-insurance-providers/</guid>
		<description><![CDATA[What is this mortgage payment protection policy designed to do? This mortgage payment protection insurance policy is designed to offer protection for your monthly mortgage payments and related expenses by providing claims benefits if you are unable to work due to unemployment or incapacity.If you do not truthfully provide all the information we ask for on your application form or when you claim. If you commit suicide in the first 24 months of the plan. (Time period may vary, please check the individual Life assurance company literature) Further details of what is covered, and any limits to the cover are provided in the Technical Guide provided by the  on-line quotation facility. You can download copy of these.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/mortgage-protection-insurance-providers/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage Insurance</title>
		<link>http://www.ezineonair.com/mortgages/mortgage-insurance/</link>
		<comments>http://www.ezineonair.com/mortgages/mortgage-insurance/#comments</comments>
		<pubDate>Mon, 04 Aug 2008 14:12:33 +0000</pubDate>
		<dc:creator>Eaton Cline</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/mortgage-insurance/</guid>
		<description><![CDATA[What if I am not sure whether this product is suitable for me? If you have any doubt about whether Mortgage Protection Life assurance is suitable for your circumstances, please read our ""Find Out More"" section from the ""Life Assurance"" tab on our home page.This is decreasing life assurance. It relates to Capital &#38; Interest repayment mortgages. As the balance of your mortgage decreases the plan is designed to decrease the sum assured at a predetermined rate &#8211; usually 10%. This has the effect of lowering the premiums.This is a life policy you take out with a provider at the start of the mortgage term.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/mortgage-insurance/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage Protection</title>
		<link>http://www.ezineonair.com/mortgages/mortgage-protection/</link>
		<comments>http://www.ezineonair.com/mortgages/mortgage-protection/#comments</comments>
		<pubDate>Mon, 04 Aug 2008 12:52:17 +0000</pubDate>
		<dc:creator>Navarro Harrell</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/mortgage-protection/</guid>
		<description><![CDATA[What are the payment options for mortgage insurance? Mortgage insurance, also known as PMI, is insurance that protects the lender from losses when a mortgage with a low down payment defaults. A low down payment is usually defined as less than 20% of the purchase price or appraised value, whichever is less.No. There is a one-time guarantee fee charged by Rural Development that can always be financed into the loan.The lender you choose will arrange the mortgage insurance.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/mortgage-protection/feed/</wfw:commentRss>
		</item>
		<item>
		<title>UK Mortgage Protection</title>
		<link>http://www.ezineonair.com/mortgages/uk-mortgage-protection/</link>
		<comments>http://www.ezineonair.com/mortgages/uk-mortgage-protection/#comments</comments>
		<pubDate>Mon, 04 Aug 2008 08:14:04 +0000</pubDate>
		<dc:creator>Vance Rich</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/uk-mortgage-protection/</guid>
		<description><![CDATA[Q What is Lenders Mortgage Insurance? Mortgage insurance is protection that the lender takes against bad debt. Bad debt is when a property is sold for less than the balance of the loan on the property. The mortgage insurance premium is a once off payment and is generally paid by the applicant if more than 80% of the value of the property is borrowed. Lenders mortgage insurance protects the lender, not the client.Anyone who wants to take control of their monthly cash flow and financial future. As noted, ""Pay Option ARM "" gives you the flexibility to decide whether you would like to match your loan payments to your variable or seasonal income or whether you would like to put more money into investments or toward large expenses. The choice is yours! Talk to one of our loan experts about your financial goals and learn how the Pay Option ARM can help you reach them.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/uk-mortgage-protection/feed/</wfw:commentRss>
		</item>
		<item>
		<title>HUD Reverse Mortgage: Choosing a Counselor</title>
		<link>http://www.ezineonair.com/mortgages/hud-reverse-mortgage-choosing-a-counselor/</link>
		<comments>http://www.ezineonair.com/mortgages/hud-reverse-mortgage-choosing-a-counselor/#comments</comments>
		<pubDate>Sat, 02 Aug 2008 11:52:07 +0000</pubDate>
		<dc:creator>Igor Buces</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/hud-reverse-mortgage-choosing-a-counselor/</guid>
		<description><![CDATA[A HUD reverse mortgage is a sort of home mortgage insured by HUD. It is the most common of the different types of reverse loans. It is so because it gives better rates and the rules are created by the Department of Housing and Urban Development.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/hud-reverse-mortgage-choosing-a-counselor/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage Bank Success In Turbulent Times</title>
		<link>http://www.ezineonair.com/mortgages/mortgage-bank-success-in-turbulent-times/</link>
		<comments>http://www.ezineonair.com/mortgages/mortgage-bank-success-in-turbulent-times/#comments</comments>
		<pubDate>Fri, 01 Aug 2008 15:45:18 +0000</pubDate>
		<dc:creator>Direct Mortgage</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/mortgage-bank-success-in-turbulent-times/</guid>
		<description><![CDATA[Foreclosures and credit tightening have rocked the mortgage industry, causing some lenders to go out of business.  In this critical time when it's harder to close the number of loans you're used to, having relationships with lenders that will be around tomorrow and the next day is important.  But how can you tell which ones will close their doors and which ones will stem the tide?   This article presents four key signs of a mortgage lender that is more likely to remain strong in these turbulent times.  If you do business with lenders who meet these criteria, you'll be able to spend your time finding and closing loans instead of searching out new lenders.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/mortgage-bank-success-in-turbulent-times/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Downsizing The Echo in Large Home Mortgages</title>
		<link>http://www.ezineonair.com/mortgages/downsizing-the-echo-in-large-home-mortgages/</link>
		<comments>http://www.ezineonair.com/mortgages/downsizing-the-echo-in-large-home-mortgages/#comments</comments>
		<pubDate>Thu, 31 Jul 2008 01:47:59 +0000</pubDate>
		<dc:creator>Eric Jilson</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/downsizing-the-echo-in-large-home-mortgages/</guid>
		<description><![CDATA[Downsizing one's home or living arrangements has become an increasingly popular choice among families recently, with rising costs and generally troubled and uncertain economic times looming over everyone's head at present. Not only will you reduce your rent or mortgage payments, but you'll find that your utilities can be reduced as well. Moving closer to work or to commonly traveled points can also drastically cut your gas consumption and costs.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/downsizing-the-echo-in-large-home-mortgages/feed/</wfw:commentRss>
		</item>
		<item>
		<title>4 Steps to Improving your Credit Score</title>
		<link>http://www.ezineonair.com/mortgages/4-steps-to-improving-your-credit-score/</link>
		<comments>http://www.ezineonair.com/mortgages/4-steps-to-improving-your-credit-score/#comments</comments>
		<pubDate>Wed, 30 Jul 2008 05:58:11 +0000</pubDate>
		<dc:creator>Rob Kosberg</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/4-steps-to-improving-your-credit-score/</guid>
		<description><![CDATA[We live in a credit nation.  The mistakes in handling credit are well documented but even so no one would dispute the importance of having good credit.  Your credit score, when handled properly, can give you many advantages to creating wealth through leverage.  Here are some credit basics to improving your scores.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/4-steps-to-improving-your-credit-score/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Making The Approval Process with Wholesale Lenders Easier</title>
		<link>http://www.ezineonair.com/mortgages/making-the-approval-process-with-wholesale-lenders-easier/</link>
		<comments>http://www.ezineonair.com/mortgages/making-the-approval-process-with-wholesale-lenders-easier/#comments</comments>
		<pubDate>Wed, 30 Jul 2008 04:24:36 +0000</pubDate>
		<dc:creator>Direct Mortgage</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/making-the-approval-process-with-wholesale-lenders-easier/</guid>
		<description><![CDATA[The mortgage industry is currently experiencing high volatility, causing some lenders to either go out of business or terminate loan programs.  In this time of great flux, it is likely that mortgage brokers will be seeking new wholesale lenders who can provide them good service, competitive rates, and the loan programs that will meet their borrowers' needs.   Although lenders' applications will differ, following a few common-sense steps will help make the approval process easier.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/making-the-approval-process-with-wholesale-lenders-easier/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Discover how to Buy a Home with a Zero Down Mortgage</title>
		<link>http://www.ezineonair.com/mortgages/discover-how-to-buy-a-home-with-a-zero-down-mortgage/</link>
		<comments>http://www.ezineonair.com/mortgages/discover-how-to-buy-a-home-with-a-zero-down-mortgage/#comments</comments>
		<pubDate>Wed, 30 Jul 2008 02:30:38 +0000</pubDate>
		<dc:creator>Rob Kosberg</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/discover-how-to-buy-a-home-with-a-zero-down-mortgage/</guid>
		<description><![CDATA[Many people today would love to purchase a Home in this incredible Buyers Market but they think they need tens of thousands of dollars for a down payment.  This is simply not true.  A littel known government program allows any buyer to own their dream home with absolutely Zero Down Payment.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/discover-how-to-buy-a-home-with-a-zero-down-mortgage/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Big and Serviceable is the New Home Motto</title>
		<link>http://www.ezineonair.com/mortgages/big-and-serviceable-is-the-new-home-motto/</link>
		<comments>http://www.ezineonair.com/mortgages/big-and-serviceable-is-the-new-home-motto/#comments</comments>
		<pubDate>Tue, 29 Jul 2008 23:43:27 +0000</pubDate>
		<dc:creator>Caden Flynn</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/big-and-serviceable-is-the-new-home-motto/</guid>
		<description><![CDATA[Though we have this image of families from yesteryear living in large Victorian-style houses, the truth is that homes across the developed world are getting larger on average than they've ever been. In Australia the average home size has increased nearly 40% in just the past two decades, to an average of approximately 2,450 square feet. The numbers are similar in the U.S, where the average home sits at around 2,343 square feet, a jump of over 50% in the last 35 years.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/big-and-serviceable-is-the-new-home-motto/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Pre-foreclosures - Are they Real Estate&#8217;s Most Profitable Gem?</title>
		<link>http://www.ezineonair.com/mortgages/pre-foreclosures-are-they-real-estates-most-profitable-gem/</link>
		<comments>http://www.ezineonair.com/mortgages/pre-foreclosures-are-they-real-estates-most-profitable-gem/#comments</comments>
		<pubDate>Tue, 29 Jul 2008 23:13:07 +0000</pubDate>
		<dc:creator>Doug Smith</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/pre-foreclosures-are-they-real-estates-most-profitable-gem/</guid>
		<description><![CDATA[Pre-foreclosures are homes and/or property that are about to go into foreclosure. This is where some of the best deals are made. These are generally negotiated directly with the owner, who is eager to avoid the grief of foreclosure.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/pre-foreclosures-are-they-real-estates-most-profitable-gem/feed/</wfw:commentRss>
		</item>
		<item>
		<title>For a Sound Investment why not purchase a Bank Foreclosure</title>
		<link>http://www.ezineonair.com/mortgages/for-a-sound-investment-why-not-purchase-a-bank-foreclosure/</link>
		<comments>http://www.ezineonair.com/mortgages/for-a-sound-investment-why-not-purchase-a-bank-foreclosure/#comments</comments>
		<pubDate>Tue, 29 Jul 2008 06:55:40 +0000</pubDate>
		<dc:creator>Alana Sanderson</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/for-a-sound-investment-why-not-purchase-a-bank-foreclosure/</guid>
		<description><![CDATA[Banks are given legal rights to seize real estate property should you default on your payments to them. The property is used as collateral for the loan. This seizure is known as a bank or real estate foreclosure]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/for-a-sound-investment-why-not-purchase-a-bank-foreclosure/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Are Sub Prime Mortgages finally on the way out?</title>
		<link>http://www.ezineonair.com/mortgages/are-sub-prime-mortgages-finally-on-the-way-out/</link>
		<comments>http://www.ezineonair.com/mortgages/are-sub-prime-mortgages-finally-on-the-way-out/#comments</comments>
		<pubDate>Tue, 29 Jul 2008 06:51:46 +0000</pubDate>
		<dc:creator>Rob Kosberg</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/are-sub-prime-mortgages-finally-on-the-way-out/</guid>
		<description><![CDATA[By mid 2005, the sub-prime lending problem (to come) had reached its peak.  Interest rates were lower than they had been in decades and underwriting standards were very lax.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/are-sub-prime-mortgages-finally-on-the-way-out/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Victims of Society-The Boss vs Employee</title>
		<link>http://www.ezineonair.com/mortgages/victims-of-society-the-boss-vs-employee/</link>
		<comments>http://www.ezineonair.com/mortgages/victims-of-society-the-boss-vs-employee/#comments</comments>
		<pubDate>Mon, 28 Jul 2008 21:56:11 +0000</pubDate>
		<dc:creator>StevenM</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/victims-of-society-the-boss-vs-employee/</guid>
		<description><![CDATA[In America fuel prices are well above $4.00 per gal and much higher than that in many other countries. Many people are searching for answers. With the rising cost of goods and services around the world, Most people are feeling the economic CRUNCH! Are you a Victim or a Victor?]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/victims-of-society-the-boss-vs-employee/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage Cycling - Modern Day Mortgage Broker Tactics</title>
		<link>http://www.ezineonair.com/mortgages/mortgage-cycling-modern-day-mortgage-broker-tactics/</link>
		<comments>http://www.ezineonair.com/mortgages/mortgage-cycling-modern-day-mortgage-broker-tactics/#comments</comments>
		<pubDate>Thu, 24 Jul 2008 11:09:27 +0000</pubDate>
		<dc:creator>David Jose</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/mortgage-cycling-modern-day-mortgage-broker-tactics/</guid>
		<description><![CDATA[Mortgage brokers are changing in modern times and they really are taking on the traditional mortgage brokers. As we enter into a new era of recession people want to make savings as consumers and that includes when looking for a mortgage. You may be used to being hassled when trying to organize a mortgage but things just don't work that way anymore.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/mortgage-cycling-modern-day-mortgage-broker-tactics/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Reverse Mortgage Limits: Things You Want to Know</title>
		<link>http://www.ezineonair.com/mortgages/reverse-mortgage-limits-things-you-want-to-know/</link>
		<comments>http://www.ezineonair.com/mortgages/reverse-mortgage-limits-things-you-want-to-know/#comments</comments>
		<pubDate>Thu, 24 Jul 2008 02:00:39 +0000</pubDate>
		<dc:creator>Igor Buces</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/reverse-mortgage-limits-things-you-want-to-know/</guid>
		<description><![CDATA[When applying for a reverse mortgage, you might desire to know about the reverse mortgage limits. These limits could affect you depending on the value of the home. Actually, there are "hard" limits and "soft" limits.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/reverse-mortgage-limits-things-you-want-to-know/feed/</wfw:commentRss>
		</item>
		<item>
		<title>FHA Training: 5 FHA Mortgage Myths</title>
		<link>http://www.ezineonair.com/mortgages/fha-training-5-fha-mortgage-myths/</link>
		<comments>http://www.ezineonair.com/mortgages/fha-training-5-fha-mortgage-myths/#comments</comments>
		<pubDate>Sun, 20 Jul 2008 16:10:32 +0000</pubDate>
		<dc:creator>Carl Pruitt</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/fha-training-5-fha-mortgage-myths/</guid>
		<description><![CDATA[FHA mortgages are excellent tools which can be used to help many first time home buyers with no credit or past credit problems enter into the housing market. The "subprime"  mortgage crisis going on now has resulted in a buyer's market and prices on homes for sale are lower while seller concessions are higher than they have been in years. Yet, most of the 100% financing conventional and subprime loan programs which were available to potential homeowners are long gone now. FHA is the only mortgage program available for quite a few prospective buyers to use to buy a home. Hundreds of thousands of homeowners who bought homes financed with subprime mortgages over the past few years now face huge interest rate adjustments of up to 5 percent or more. Spend 5 minutes watching a business news channel these days and it is easy to understand why these people believe they have no other mortgage options left.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/fha-training-5-fha-mortgage-myths/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Can You Stop a Foreclosure?</title>
		<link>http://www.ezineonair.com/mortgages/can-you-stop-a-foreclosure/</link>
		<comments>http://www.ezineonair.com/mortgages/can-you-stop-a-foreclosure/#comments</comments>
		<pubDate>Sun, 20 Jul 2008 06:57:23 +0000</pubDate>
		<dc:creator>G.Grizzell</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/can-you-stop-a-foreclosure/</guid>
		<description><![CDATA[The purpose of foreclosure is to get the bank out of debt, because you defaulted on your home loan. If you want to avoid bank foreclosure there is still help.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/can-you-stop-a-foreclosure/feed/</wfw:commentRss>
		</item>
		<item>
		<title>15 Year Mortgage, Is It Right For You!</title>
		<link>http://www.ezineonair.com/mortgages/15-year-mortgage-is-it-right-for-you/</link>
		<comments>http://www.ezineonair.com/mortgages/15-year-mortgage-is-it-right-for-you/#comments</comments>
		<pubDate>Sat, 19 Jul 2008 08:21:09 +0000</pubDate>
		<dc:creator>James Lenn</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/15-year-mortgage-is-it-right-for-you/</guid>
		<description><![CDATA[For many home buyers, the only real decision they have to make is whether to have a 15 or 30 year fixed mortgage rate? Many people wait until they are older before taking on the responsibility of a mortgage so an early payment of this large debt is an important issue to think about. But, before you commit yourself and sign any documents, there are points you need to think about. One point to remember is ensuring that your monthly mortgage repayment remains the same throughout the entire period of the loan.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/15-year-mortgage-is-it-right-for-you/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage Basics</title>
		<link>http://www.ezineonair.com/mortgages/mortgage-basics/</link>
		<comments>http://www.ezineonair.com/mortgages/mortgage-basics/#comments</comments>
		<pubDate>Fri, 18 Jul 2008 23:32:50 +0000</pubDate>
		<dc:creator>Direct Mortgage</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/mortgage-basics/</guid>
		<description><![CDATA[If you're new to buying a home and don't have the time to read an encyclopedia on mortgages, this is the article for you.   We'll go over some basic mortgage terms and concepts to get you started.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/mortgage-basics/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Utah Mortgage Help</title>
		<link>http://www.ezineonair.com/mortgages/utah-mortgage-help/</link>
		<comments>http://www.ezineonair.com/mortgages/utah-mortgage-help/#comments</comments>
		<pubDate>Fri, 18 Jul 2008 21:57:39 +0000</pubDate>
		<dc:creator>Direct Mortgage</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/utah-mortgage-help/</guid>
		<description><![CDATA[You're thinking about buying a home and don't want to read through a thick book about mortgages.   This article provides some general home loan basics to get you started.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/utah-mortgage-help/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Reverse Mortgage Lenders: How to Choose the Right One</title>
		<link>http://www.ezineonair.com/mortgages/reverse-mortgage-lenders-how-to-choose-the-right-one/</link>
		<comments>http://www.ezineonair.com/mortgages/reverse-mortgage-lenders-how-to-choose-the-right-one/#comments</comments>
		<pubDate>Thu, 17 Jul 2008 04:57:01 +0000</pubDate>
		<dc:creator>Igor Buces</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/reverse-mortgage-lenders-how-to-choose-the-right-one/</guid>
		<description><![CDATA[No all reverse mortgage lenders are the same. Selecting the right type of reverse mortgage lender can signify saving thousands of dollars during the life of the mortgage. Also, the right type of broker may counsel you and educate you during the process so that you get a pleasant memory.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/reverse-mortgage-lenders-how-to-choose-the-right-one/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Tips On Comparing Mortgage Refinancing Rates</title>
		<link>http://www.ezineonair.com/mortgages/tips-on-comparing-mortgage-refinancing-rates/</link>
		<comments>http://www.ezineonair.com/mortgages/tips-on-comparing-mortgage-refinancing-rates/#comments</comments>
		<pubDate>Thu, 17 Jul 2008 02:21:26 +0000</pubDate>
		<dc:creator>Ray Lam</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/tips-on-comparing-mortgage-refinancing-rates/</guid>
		<description><![CDATA[If you are a homeowner in the process of refinancing your mortgage, proper comparison shopping can save you thousands of dollars. There are a number of common mistakes borrowers make when refinancing that cause them to overpay for the new mortgage. Here are several tips to help you avoid overpaying for you mortgage when comparison shopping for the best mortgage offer.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/tips-on-comparing-mortgage-refinancing-rates/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Reverse Mortgage Pros and Cons: What You Want to Know</title>
		<link>http://www.ezineonair.com/mortgages/reverse-mortgage-pros-and-cons-what-you-want-to-know/</link>
		<comments>http://www.ezineonair.com/mortgages/reverse-mortgage-pros-and-cons-what-you-want-to-know/#comments</comments>
		<pubDate>Wed, 16 Jul 2008 23:49:51 +0000</pubDate>
		<dc:creator>Igor Buces</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/reverse-mortgage-pros-and-cons-what-you-want-to-know/</guid>
		<description><![CDATA[A reverse mortgage is a innovative kind of mortgage available to senior citizens who possess a considerable amount of equity in their property. Since it works different than a regular home loan, it is a very good notion to understand about the reverse mortgage pros and cons.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/reverse-mortgage-pros-and-cons-what-you-want-to-know/feed/</wfw:commentRss>
		</item>
		<item>
		<title>How Does a Reverse Mortgage Work: The Basics</title>
		<link>http://www.ezineonair.com/mortgages/how-does-a-reverse-mortgage-work-the-basics/</link>
		<comments>http://www.ezineonair.com/mortgages/how-does-a-reverse-mortgage-work-the-basics/#comments</comments>
		<pubDate>Wed, 16 Jul 2008 21:25:30 +0000</pubDate>
		<dc:creator>Igor Buces</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/how-does-a-reverse-mortgage-work-the-basics/</guid>
		<description><![CDATA[Since a seniors reverse home mortgage is dissimilar from a typical home mortgage, a lot of homeowners ask themselves how does a reverse mortgage work. Since it's a big personal decision, it's a very good thought to understand as much as you can about how a reverse mortgage works.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/how-does-a-reverse-mortgage-work-the-basics/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Tips And Advice on Bad Credit Mortgage Refinancing</title>
		<link>http://www.ezineonair.com/mortgages/tips-and-advice-on-bad-credit-mortgage-refinancing/</link>
		<comments>http://www.ezineonair.com/mortgages/tips-and-advice-on-bad-credit-mortgage-refinancing/#comments</comments>
		<pubDate>Wed, 16 Jul 2008 03:32:19 +0000</pubDate>
		<dc:creator>Ray Lam</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/tips-and-advice-on-bad-credit-mortgage-refinancing/</guid>
		<description><![CDATA[If you are a homeowner with less than desirable credit, you can still refinance your current mortgage with a competitive loan offer. Poor credit will not prevent you from refinancing your mortgage; it simply means you will have to work harder to do it. Here is what you need to get started refinancing your mortgage with poor credit.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/tips-and-advice-on-bad-credit-mortgage-refinancing/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Tips and Advice on Online Mortgage Refinancing</title>
		<link>http://www.ezineonair.com/mortgages/tips-and-advice-on-online-mortgage-refinancing/</link>
		<comments>http://www.ezineonair.com/mortgages/tips-and-advice-on-online-mortgage-refinancing/#comments</comments>
		<pubDate>Wed, 16 Jul 2008 02:08:52 +0000</pubDate>
		<dc:creator>Ray Lam</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/tips-and-advice-on-online-mortgage-refinancing/</guid>
		<description><![CDATA[Online mortgage companies can save you a lot of money when mortgage refinancing. Comparison shopping on the Internet is quick and easy; however, you need to keep an eye out for hidden fees. Here are several tips to help you avoid paying hidden "Computerized Loan Origination" fees when mortgage refinancing online.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/tips-and-advice-on-online-mortgage-refinancing/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Bankruptcy Mortgage Refinancing</title>
		<link>http://www.ezineonair.com/mortgages/bankruptcy-mortgage-refinancing/</link>
		<comments>http://www.ezineonair.com/mortgages/bankruptcy-mortgage-refinancing/#comments</comments>
		<pubDate>Wed, 16 Jul 2008 01:45:34 +0000</pubDate>
		<dc:creator>Ray Lam</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/bankruptcy-mortgage-refinancing/</guid>
		<description><![CDATA[Most homeowners assume the door marked "Mortgage" is boarded shut for them after a bankruptcy. Refinancing is actually a financial necessity on the road to rebuilding your credit. Here is what you need to know about refinancing your mortgage after bankruptcy.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/bankruptcy-mortgage-refinancing/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage Refinancing</title>
		<link>http://www.ezineonair.com/mortgages/mortgage-refinancing/</link>
		<comments>http://www.ezineonair.com/mortgages/mortgage-refinancing/#comments</comments>
		<pubDate>Tue, 15 Jul 2008 21:44:00 +0000</pubDate>
		<dc:creator>Ray Lam</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/mortgage-refinancing/</guid>
		<description><![CDATA[If you have been contemplating refinancing your mortgage but aren't sure if refinancing is the right decision, there are a number of factors you should consider. The most important is your reason for refinancing; there are financially sound reasons for refinancing your home loan, regardless of the economy. Here are several tips to help you determine if refinancing your mortgage loan is right for your.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/mortgage-refinancing/feed/</wfw:commentRss>
		</item>
		<item>
		<title>How To Use A Mortgage Refinancing Calculator To You Advantage</title>
		<link>http://www.ezineonair.com/mortgages/how-to-use-a-mortgage-refinancing-calculator-to-you-advantage/</link>
		<comments>http://www.ezineonair.com/mortgages/how-to-use-a-mortgage-refinancing-calculator-to-you-advantage/#comments</comments>
		<pubDate>Tue, 15 Jul 2008 00:51:54 +0000</pubDate>
		<dc:creator>Ray Lam</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/how-to-use-a-mortgage-refinancing-calculator-to-you-advantage/</guid>
		<description><![CDATA[I can deal with a lot, but numbers simply baffle me with their formulas and if you too are in my category, checking the latest available mortgage rate calculator is a must. A mortgage rate calculator can remove the biggest pains entailed in a mortgage deal by helping with the calculation part. Whether it be the interest rate calculations or the down payment to lender, there simply is no peace without a mortgage rate calculator.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/how-to-use-a-mortgage-refinancing-calculator-to-you-advantage/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Disadvantages of a Reverse Mortgage: Things You Want to Know</title>
		<link>http://www.ezineonair.com/mortgages/disadvantages-of-a-reverse-mortgage-things-you-want-to-know/</link>
		<comments>http://www.ezineonair.com/mortgages/disadvantages-of-a-reverse-mortgage-things-you-want-to-know/#comments</comments>
		<pubDate>Mon, 14 Jul 2008 19:22:25 +0000</pubDate>
		<dc:creator>Igor Buces</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/disadvantages-of-a-reverse-mortgage-things-you-want-to-know/</guid>
		<description><![CDATA[There's a handful of facts to grasp regarding reverse mortgages before choosing to apply for one. In this article, we'll discuss the principal disadvantages of a reverse mortgage so that you are better prepared when applying for one.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/disadvantages-of-a-reverse-mortgage-things-you-want-to-know/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage Payment Protection Insurance Explained</title>
		<link>http://www.ezineonair.com/mortgages/mortgage-payment-protection-insurance-explained/</link>
		<comments>http://www.ezineonair.com/mortgages/mortgage-payment-protection-insurance-explained/#comments</comments>
		<pubDate>Mon, 14 Jul 2008 03:11:55 +0000</pubDate>
		<dc:creator>Rob Fisher</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/mortgage-payment-protection-insurance-explained/</guid>
		<description><![CDATA[Many people take mortgage payment protection insurance whilst in good health. But there is a reason behind. Many people want to protect their family from enduring a financial knock out should an illness restrain them from attending work for a lapse of time. With this mind, people end up buying a mortgage payment protection policy. Most of us would agree that the last thing we would want to happen is lose our home due to inability of paying out mortgage installments. That is why mortgage payment protection insurance can be instrumental in most circumstances.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/mortgage-payment-protection-insurance-explained/feed/</wfw:commentRss>
		</item>
		<item>
		<title>The Little Known Advantages of Term Life Insurance</title>
		<link>http://www.ezineonair.com/mortgages/the-little-known-advantages-of-term-life-insurance/</link>
		<comments>http://www.ezineonair.com/mortgages/the-little-known-advantages-of-term-life-insurance/#comments</comments>
		<pubDate>Sat, 21 Jun 2008 16:55:35 +0000</pubDate>
		<dc:creator>Jerry Kruise</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/the-little-known-advantages-of-term-life-insurance/</guid>
		<description><![CDATA[Have you ever consulted a professional when making a big life decision or purchase -- only to be taken for a ride? I sure have and I bet you have, too. If you haven't, that's good for you and I hope it never happens to you. But if you're like me, you've bought that first big ticket item like a car or house only to realize that the professional who guided you to your decision was only in it for their gain.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/the-little-known-advantages-of-term-life-insurance/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage Accelerator Programs: How they Work</title>
		<link>http://www.ezineonair.com/mortgages/mortgage-accelerator-programs-how-they-work/</link>
		<comments>http://www.ezineonair.com/mortgages/mortgage-accelerator-programs-how-they-work/#comments</comments>
		<pubDate>Tue, 10 Jun 2008 20:52:35 +0000</pubDate>
		<dc:creator>Igor Buces</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/mortgage-accelerator-programs-how-they-work/</guid>
		<description><![CDATA[In recent times, mortgage accelerators have become very popular in different countries such as Australia, UK and Canada. With this type of programs, you don't pay any extra money toward the mortgage but end up paying your mortgage in 10-15 years.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/mortgage-accelerator-programs-how-they-work/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Using a Mortgage Accelerator to Pay Off Your Mortgage in 10 Years</title>
		<link>http://www.ezineonair.com/mortgages/using-a-mortgage-accelerator-to-pay-off-your-mortgage-in-10-years/</link>
		<comments>http://www.ezineonair.com/mortgages/using-a-mortgage-accelerator-to-pay-off-your-mortgage-in-10-years/#comments</comments>
		<pubDate>Tue, 10 Jun 2008 02:30:07 +0000</pubDate>
		<dc:creator>Igor Buces</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/using-a-mortgage-accelerator-to-pay-off-your-mortgage-in-10-years/</guid>
		<description><![CDATA[With the present economical downturn we are experiencing, we find ourselves to ensure that we make the best use possible of the money we make. In order to do so, many of us need to shift the way we think about our finances and how we can change our financial habits to make optimal use of every dollar we make.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/using-a-mortgage-accelerator-to-pay-off-your-mortgage-in-10-years/feed/</wfw:commentRss>
		</item>
		<item>
		<title>The Truth About Choosing The Right Fixed Rate Mortgage</title>
		<link>http://www.ezineonair.com/mortgages/the-truth-about-choosing-the-right-fixed-rate-mortgage/</link>
		<comments>http://www.ezineonair.com/mortgages/the-truth-about-choosing-the-right-fixed-rate-mortgage/#comments</comments>
		<pubDate>Sun, 08 Jun 2008 23:03:37 +0000</pubDate>
		<dc:creator>James Redder</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/the-truth-about-choosing-the-right-fixed-rate-mortgage/</guid>
		<description><![CDATA[There is always a debate when home buyers have to decide on the merits of 15 or 30 year fixed mortgage rates. Many people wait until they are older before taking on the responsibility of a mortgage so an early payment of this large debt is an important issue to think about. In a situation as important as this time needs to be spent considering all the available options. Home buyers looking into this need to be assured their monthly payments will not increase.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/the-truth-about-choosing-the-right-fixed-rate-mortgage/feed/</wfw:commentRss>
		</item>
		<item>
		<title>The Three Types of Reverse Mortgages</title>
		<link>http://www.ezineonair.com/mortgages/the-three-types-of-reverse-mortgages/</link>
		<comments>http://www.ezineonair.com/mortgages/the-three-types-of-reverse-mortgages/#comments</comments>
		<pubDate>Sun, 08 Jun 2008 21:47:35 +0000</pubDate>
		<dc:creator>Igor Buces</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/the-three-types-of-reverse-mortgages/</guid>
		<description><![CDATA[Seniors over 62 can take advantage of the equity they have build in their home by applying for a reverse mortgage. A reverse home loan can help seniors because it works as a loan advance. With this type of loan, the owner doesn't need to make monthly payments back to the bank and doesn't need to pay back any of the money for as long as the owner lives in the property.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/the-three-types-of-reverse-mortgages/feed/</wfw:commentRss>
		</item>
		<item>
		<title>What Are Some Mortgage Options If You Have A Bad Credit Score?</title>
		<link>http://www.ezineonair.com/mortgages/what-are-some-mortgage-options-if-you-have-a-bad-credit-score/</link>
		<comments>http://www.ezineonair.com/mortgages/what-are-some-mortgage-options-if-you-have-a-bad-credit-score/#comments</comments>
		<pubDate>Fri, 06 Jun 2008 23:16:56 +0000</pubDate>
		<dc:creator>William Blake</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/what-are-some-mortgage-options-if-you-have-a-bad-credit-score/</guid>
		<description><![CDATA[Are you dreaming of a new home? Or trying to make your dreams of a new car come true? Are you finding dead end answers due to lack of money and a bad credit score?]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/what-are-some-mortgage-options-if-you-have-a-bad-credit-score/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Relocating To A New Home</title>
		<link>http://www.ezineonair.com/mortgages/relocating-to-a-new-home/</link>
		<comments>http://www.ezineonair.com/mortgages/relocating-to-a-new-home/#comments</comments>
		<pubDate>Thu, 05 Jun 2008 22:10:22 +0000</pubDate>
		<dc:creator>Brandan Hadlock, with Direct Mortgage Home Loans</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/relocating-to-a-new-home/</guid>
		<description><![CDATA[Relocating can be an exciting or scary endeavor because it involves change and adjustments.  One of the key factors to making your relocation a good experience is buying the right home. Considering the following questions can help you make the best decision of which home to buy.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/relocating-to-a-new-home/feed/</wfw:commentRss>
		</item>
		<item>
		<title>The New Mortgage Market, What To Expect</title>
		<link>http://www.ezineonair.com/mortgages/the-new-mortgage-market-what-to-expect/</link>
		<comments>http://www.ezineonair.com/mortgages/the-new-mortgage-market-what-to-expect/#comments</comments>
		<pubDate>Mon, 26 May 2008 03:41:55 +0000</pubDate>
		<dc:creator>Amy Bonis</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/the-new-mortgage-market-what-to-expect/</guid>
		<description><![CDATA[The mortgage market has changed but for many, it has gotten better. Most folks don't know this. Interest rates have come down. Tell your friends and neighbors and be happy. Now, for those of us currently without jobs, or those that have some credit issues and no money down, the approval requirements have become a bit stricter as they should.  On the flip side, new first time buyer programs have evolved that are absolutely fantastic and even offer below market interest rates. Even with all these good things happening, we find that there are many folks out there right now paralyzed by the negativity of the press.  We term this analysis paralysis! Folks want to buy or refinance a home, or investment property but are scared.  They don't realize how good we have it here, especially in the RTP area which is really a bright light in the USA right now.  This is a great market here.  People think "I am not sure I want to sell my home right now but I really do want to buy a new home.." They may not really realize they can buy that bigger home and get a really good deal on the next house and the mortgage right now.  The home they are buying is more expensive than the home they live in currently, this can be a good leverage advantage. The other thing to consider here in the RTP area is consider keeping your home, renting it and buying another home.  We do have a strong rental market here.  Don't be too fearful of making a move, if you wait until everyone else makes a move, then the laws of supply and demand kick in and prices go up as demand goes up.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/the-new-mortgage-market-what-to-expect/feed/</wfw:commentRss>
		</item>
		<item>
		<title>It&#8217;s Time to Invest When the Markets Prime</title>
		<link>http://www.ezineonair.com/mortgages/its-time-to-invest-when-the-markets-prime/</link>
		<comments>http://www.ezineonair.com/mortgages/its-time-to-invest-when-the-markets-prime/#comments</comments>
		<pubDate>Sun, 25 May 2008 20:39:27 +0000</pubDate>
		<dc:creator>Jacques Coquerel</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/its-time-to-invest-when-the-markets-prime/</guid>
		<description><![CDATA[I was watching the news recently when I heard about how the real estate market is at an all time low. Lenders appear to be in peril because of all the foreclosures on the market while home owners are tapping into the escrow and taking out second mortgages.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/its-time-to-invest-when-the-markets-prime/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Five Ways to Choose Debt Elimination and Become Debt Free</title>
		<link>http://www.ezineonair.com/mortgages/five-ways-to-choose-debt-elimination-and-become-debt-free/</link>
		<comments>http://www.ezineonair.com/mortgages/five-ways-to-choose-debt-elimination-and-become-debt-free/#comments</comments>
		<pubDate>Fri, 23 May 2008 01:18:20 +0000</pubDate>
		<dc:creator>Jonathan Lemereaux</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/five-ways-to-choose-debt-elimination-and-become-debt-free/</guid>
		<description><![CDATA[It is unfortunate that in today's economy, debt rules all. From the deepest spots of our wallets, we have charged ourselves to the point of no return. The commercials and ads promising a better car, newer home and more of this and that are all based on lines of credit and bank loans. Our children have been raised in this economy where paying for something means a monthly payment and a low or high interest rate; this is why debt elimination is needed. With debt comes the need for the debt elimination and the strive to become debt free.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/five-ways-to-choose-debt-elimination-and-become-debt-free/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage Crisis and Buying a Home</title>
		<link>http://www.ezineonair.com/mortgages/mortgage-crisis-and-buying-a-home/</link>
		<comments>http://www.ezineonair.com/mortgages/mortgage-crisis-and-buying-a-home/#comments</comments>
		<pubDate>Wed, 21 May 2008 10:02:30 +0000</pubDate>
		<dc:creator>Brandan Hadlock, with Direct Mortgage Home Loans</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[While there are multiple causes for the current mortgage crisis, part of the responsibility lies with borrowers who purchased homes and took out mortgages they couldn't really afford.   Many people who did this have ended up hurting themselves, and in a classic ripple effect, have negatively impacted the entire global economy.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/mortgage-crisis-and-buying-a-home/feed/</wfw:commentRss>
		</item>
		<item>
		<title>How To Get The Best Lender When Refinancing Your Home Mortgage</title>
		<link>http://www.ezineonair.com/mortgages/how-to-get-the-best-lender-when-refinancing-your-home-mortgage/</link>
		<comments>http://www.ezineonair.com/mortgages/how-to-get-the-best-lender-when-refinancing-your-home-mortgage/#comments</comments>
		<pubDate>Sun, 18 May 2008 12:43:45 +0000</pubDate>
		<dc:creator>Louie Latour</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/how-to-get-the-best-lender-when-refinancing-your-home-mortgage/</guid>
		<description><![CDATA[If you're considering refinancing your home loan you might be wondering which lender is best?  Should you choose a bank, mortgage broker, or a website on the Internet for your next mortgage?  The fact is that choosing the wrong lender will cost you thousands of dollars in unnecessary finance charges.  Here are several tips to help you choose the best lender when refinancing your home.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/how-to-get-the-best-lender-when-refinancing-your-home-mortgage/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Deciding On Foreclosure</title>
		<link>http://www.ezineonair.com/mortgages/deciding-on-foreclosure/</link>
		<comments>http://www.ezineonair.com/mortgages/deciding-on-foreclosure/#comments</comments>
		<pubDate>Fri, 16 May 2008 20:34:12 +0000</pubDate>
		<dc:creator>John Andrews/Steven</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/deciding-on-foreclosure/</guid>
		<description><![CDATA[When homeowners have missed several mortgage payments, they should not be surprised when the banks come knocking on their door looking at foreclosing them.  A lot of people just seem resigned to the fate as deciding on foreclosure is not something that they would decide on.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/deciding-on-foreclosure/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Bank Of England Maintains Interest Rates</title>
		<link>http://www.ezineonair.com/mortgages/bank-of-england-maintains-interest-rates/</link>
		<comments>http://www.ezineonair.com/mortgages/bank-of-england-maintains-interest-rates/#comments</comments>
		<pubDate>Wed, 14 May 2008 14:30:12 +0000</pubDate>
		<dc:creator>Mark Dawson</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ezineonair.com/mortgages/bank-of-england-maintains-interest-rates/</guid>
		<description><![CDATA[The Bank of England announced today that the base rate of interest will remain unchanged.]]></description>
		<wfw:commentRss>http://www.ezineonair.com/mortgages/bank-of-england-maintains-interest-rates/feed/</wfw:commentRss>
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